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DSCR Investor Loans

DSCR Loan Program

DSCR stands for Debt Service Coverage Ratio. These types of loan programs are largely used by Investors.
Do you wish to qualify for a mortgage based on cash flow generated by your investment property and avoid to providing any kind of employment verification? The DSCR Loan Program could be the best solution for you! It’s a good choice for investors and self-employed borrowers with very complex incomes looking for either one or several investment properties.

Loan Highlights

– Loan amounts to $2.5M / DSCR as low as 0
– YES to Real estate investors + Condotels allowed
– Min FICO 620 and up to 80% CLTV
– Loan amounts up to $2.5 million
– Max cash-on-hand $1 million, no limit for CLTV <55%
– 40 & 30-year fixed, 5/6 ARM and 7/6 ARM terms
– No income or employment verification
– Eligible for Non-Permanent Residents and Foreign Nationals (under Foreign
National DSCR Program)
– Ownership of any property within the past 24 months

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