The Foreign National Loan Program is designed for international buyers seeking to invest or purchase U.S. real estate with flexible documentation and simplified qualification requirements.
Program Highlights
– No U.S. FICO required (or 680 credit accepted) with financing up to 80% LTV
– No DSCR required up to 65% LTV
– 6 months of reserves required
– No deposit sourcing, credit reference letters, U.S. asset seasoning, or visa required
Eligible Borrowers
– Foreign nationals
– ITIN borrowers allowed
– No third-party address verification required
Eligible Property Types
– Single-Family Residences
– Condos, Condotels & Studios
– 2–4 Unit Properties (up to 70% LTV)