The VOE Loan Program is ideal for W-2 borrowers who want a simplified qualification process without providing tax returns.
Program Highlights
– Down payments as low as 3.5%
– Primary Residence Only
– Minimum Credit Score: 640
– Income verified through VOE (Verification of Employment)
– No tax returns required
Eligible Property Types
– 1–4 Unit Properties
– Condos
– Townhouses
– Planned Unit Developments (PUDs)